Loan Options

Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you.

Down Payment Resources

Don’t have the down payment? Neither did most of my clients before we talked. Nevada has programs that can cover it — and I know exactly which ones you qualify for.

First Time Home Buyer

Popular loan programs for first time home buyers. To be considered a first time homebuyer you may not have owned a home in the past 3 years.

FHA Loan

If your credit isn’t perfect or you don’t have 20% down, an FHA loan might be your path in. As low as 3.5% down — and I know how to work the process.

VA Loan

VA Loans offer flexible options as either fixed-rate or ARM mortgages.

Low Down Payment Options

Explore options that may make you a home owner with a low down payment.

Bank Statement Program

Self-employed? Your tax returns don’t tell your whole story. I use your bank statements instead — and I close these loans every month.

Fixed Rate Mortgage

Interest Rate and payments remain the same for the entire term of the loan.

USDA Loan

No money down in qualifying Nevada areas. Most people don’t know this program exists. I do.

Jumbo Loan

Jumbo loans offer maximum flexibility for home financing for larger loans.

Investment Property

Mortgage loan programs for vacation and investment properties.

DSCR Home Loan

Focus on the debt-service coverage ratio to get the right home loan.

HELOC Home Loan

Unlock the value in your home with flexible home equity lines of credit.

Seller-Paid Buydown

In today’s market, sellers will pay to lower your rate. Most buyers don’t know to ask. I do.

Refinance

Mortgage refinancing may lower your monthly payments.

Cash-Out Refinance

Access home equity for various purposes.

VA Loan Refinance

There are two main ways to refinance your VA loan.